Terms and Conditions

Website usage and service terms.

By using this website or submitting an enquiry, you agree to the terms below.

Information purpose

Website content is provided for general insurance awareness and guidance. Final policy terms, premium, exclusions, and benefits are subject to insurer rules and policy documents.

Quotes and services

Quotes are indicative until confirmed by the insurer. Customers should review proposal forms, policy wordings, exclusions, waiting periods, and payment terms before purchase.

Customer responsibility

Customers must provide accurate personal, health, vehicle, business, and claim information. Incorrect or incomplete information may affect underwriting, policy issuance, or claims.

Limitation

Insurance Xpress provides guidance and service support, but claim approval, underwriting, premium changes, and policy issuance decisions are made by the respective insurer.